Integrity
Our recommendations show the evidence, assumptions, and likely effect on your operating budget.
Singapore expense management consultants
The Ng's Value story
Local expertise, measurable results. We started with a simple belief: Singapore businesses shouldn't let invisible expenses dictate their growth.
Ng's Value brings finance and technology experience to the monthly costs that are easy to miss, hard to compare, and expensive to leave unchecked.
10+ years
Combined local expense management experience.
Why we exist
Every dollar needs a clear job.
Our mission is to make every dollar count for Singapore businesses through transparent expense optimisation. We give owners and finance teams a practical view of recurring spend, supplier costs, and the decisions behind them.
Clear numbers first.
We turn monthly expense data into decisions your team can explain, review, and act on.
Data-driven
We work from invoices, ledgers, payment records, and category trends rather than guesswork.
Client-first
Your team gets a clear priority list that fits its people, timing, and approval process.
Local focus
Singapore suppliers, business practices, and regulatory expectations shape our advice.
The people behind the numbers
Meet the experts.
Our team combines corporate finance, analytics, and hands-on SME experience. You get senior thinking without a maze of handoffs.
Joyze Gaus
Managing DirectorJoyze brings two decades of corporate finance experience to budgeting, supplier review, and executive reporting.
Moksedul Jakariya
Head of AnalyticsMoksedul has a Big Four background and turns complex transaction data into useful category and supplier patterns.
Michie Geikleng
Client Success LeadMichie knows Singapore's SME community and helps teams put agreed cost controls into daily practice.
150+ engagements
Across 15 industries in Singapore.
Across 15 industries in Singapore.
Local business expense specialists
Built around how Singapore works.
Different sectors hide costs in different places. Choose the area closest to your operation and see where our review begins.
Tech and Fintech Startups
Subscriptions, cloud tools, and growing team spend.
Law and Accounting Firms
Client work, software licences, and office overhead.
Medical and Healthcare
Clinic supplies, staffing costs, and recurring vendors.
F&B Outlets and Cafes
Food inputs, delivery fees, utilities, and wastage.
Co-working and Hospitality
Property operations, amenities, and service contracts.
Logistics and Fleet
Fuel, maintenance, routes, and vehicle administration.
Digital Agencies and Creators
Platform fees, project tools, and contractor spend.
Education and Training
Facilities, course operations, and learning technology.
Trusted by practical teams
Advice that earns its place in the budget.
Ng's Value's work is shaped by real operating pressures across Singapore's SME, startup, and professional business community. Our methodology is refined through client engagements and supported by full attention to Singapore's data protection and business regulations.
SME finance teams
Founder-led businesses
Professional firms
Multi-site operators
Start with a clear conversation
Let's build smarter finances together.
Bring one month of questions, recurring costs, or supplier concerns. We'll discuss where a focused expense review can give your Singapore business better financial control.
Book a Consultation